CHP Benefits Card

CHP Benefits Card

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Get on board and offer this great benefit to your employees today!

Consolidated Health Plans (CHP) is excited to announce the CHP Benefits Card, in partnership with Evolution1®, the leader in innovative payment services. The BennyCard is now available as part of our administrative program for Flexible Spending Accounts (FSAs) and Health Reimbursement Accounts (HRAs). Benefits cards have been around for almost 15 years and there are millions of cards in circulation today. As you consider enhancements to your current benefit offerings, it’s time to consider a card for easier benefit access and increased employee satisfaction for tax-favored accounts.


The advantages of the Card to you as an employer are:

New Benefit – You’re providing a new, low-cost, high-value benefit that employees love, in an age of take-aways and cost shifting.

FICA Tax Savings – Implementing the Prepaid Benefits Card has resulted in increased employee participation, as well as increased annual election amounts year after year. Employers have seen immediate increases of 20–40% in participation, and annual contribution increases ranging from 10–50%. That translates into significant FICA tax saving that, in some cases, can pay for the program.

IRS Compliance – Advanced auto-substantiation technologies can verify the eligibility of many transactions, minimizing the need to request receipts from the cardholder. Letters requesting receipts are sent only when necessary.

The advantages of the Card to your employees are:

Cash flow friendly – Cardholder spending accounts (e.g. FSAs) are directly debited for eligible expenses, eliminating “out-of-pocket” cash payments and then waiting for reimbursement.

Convenient and easy to use – Reduces need for claim forms. In some cases documentation will still be required after your purchase. Be sure to save all EOBs, pharmacy receipts, etc. as you normally would.

Simple to track – Balances are available online 24/7. This detailed tracking can be used to predict more accurate (and increased) annual election/salary reduction amounts in subsequent years.

Let us show you how easy it is to get started with a card and how it can energize your benefits program.

Contact us at or 800-633-7867, option 4.